A financial institution could specify substitute weights for averaging take a look at overall performance across assessment regions or other geographic regions. These choice weights should be based upon the financial institution's ability and Group desires and alternatives in particular geographic locations.
(E) The financial institution fails to provide facts asked for through the Board that's necessary for the Board to produce an knowledgeable determination.
스마트폰에서 네이버 앱 을 설치하면 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버의 다양한 서비스를 앱에서 바로 이용할 수 있습니다. 구글 플레이 스토어 또는 앱 스토어에서 "네이버"를 검색하여 앱을 설치하세요.
The inclusion of an affiliate's loans, investments, expert services, and merchandise inside of a financial institution's program, or in a very joint strategy of affiliated depository establishments, is topic to the following:
The Board considers the use of a financial institution's deposit products responsive to the requirements of minimal- and reasonable-revenue folks, households, or homes according to the following info:
(one) Establishes the framework and standards by which the Board assesses a bank's document of responding into the credit demands of its full Group, like very low- and average-cash flow neighborhoods, in step with the safe and seem Procedure from the financial institution; and
(B) The usefulness from the lender's devices for delivering retail banking providers and The provision and responsiveness with the lender's retail banking goods, pursuant to § 228.23, as relevant;
) A bank may well use different weights for combining the borrower and geographic distribution analyses for key product or service line(s) or other loan items.
) The outstanding harmony of the Local community progress loan originated, acquired, refinanced, or renewed in previous decades or Neighborhood development expense designed or renewed in prior yrs, as of December 31 for every year which the loan or investment decision continues to be on the bank's stability sheet; or
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
(B) A bank aside from a considerable lender may possibly include things like a community improvement services component and accompanying more info annual measurable objectives in its program.
The Board evaluates The supply and utilization of a bank's deposit items responsive to the requirements of minimal- and moderate-profits folks, families, or homes as follows:
(B) A financial institution may well specify employing assets in its place denominator to get a community growth funding metric if it much better steps a bank's potential.
signifies a staffed banking facility, irrespective of whether shared or unshared, which the Board approved or authorized as being a branch and that's open up to, and accepts deposits from, most people.